All Financial wellness articles
-
InformationStepChange’s 7 Days, 7 Ways programme to take control of your finances
Developed by debt charity StepChange, 7 Days, 7 Ways is a simple, seven-day email programme that will help you understand how to tackle any financial issues you may be facing with confidence.
-
InformationHow does debt advice work?
If you’re worried about money, you might be considering getting debt advice. However, we know that talking about money and facing up to your debt situation can be difficult. StepChange answer some common questions to put your mind at ease.
-
InformationHow do I know if I need debt advice?
Money worries are common, and sometimes it’s hard to know if you can manage by cutting back on your spending, or whether you might benefit from expert debt advice.
-
InformationDealing with persistent debt
If you have received communications from your creditors where they mention ‘persistent debt’, learn what this means and how you can tackle it.
-
InformationBudgeting for beginners
Budgeting is the first step in taking control of your finances, but it can be hard to know where to start and can seem like a daunting task. We’ve put together a step-by-step-guide to help you go from beginner to budgeting expert.
-
InformationFinancial health and wellness
Now is a worrying time to work in retail. Financial instability, uncertainty, constant change and social disconnection has made everyday life even more challenging. The Trust’s aim is to be there #forthefour in four retail colleagues who need financial health and wellness support. retailTRUST offers immediate help for those who are struggling and preventative support to enable individuals to manage their finances and plan for the future.
-
InformationTalking to others about your debt
Talking to others about debt can be very difficult, especially with those closest to you. If you are dealing with debt on your own it can impact your wellbeing and make it an even bigger burden to carry.
-
InformationBudgeting and organising your finances
Budgeting lies at the foundation of every financial plan. You need to know where your money is going if you want to maintain a handle on your finances.
-
InformationDebt and vulnerability
Debt can impact on your physical and emotional wellbeing. These vulnerabilities can affect your ability to deal with finances, especially if you are experiencing mental health problems, a physical disability, addiction or terminal illness.
-
InformationDealing with priority debts
There are various types of debt. Understanding each one and making sense of your financial situation is really important when working out the best method of dealing with your priority debts.
-
InformationNine ways to save money when in debt
Reducing your outgoings can feel an overwhelming challenge, especially if you’ve already made compromises to your lifestyle to save money, however with a little help you might be surprised at what you can save.
-
InformationSaving money the right way
Whether you’re saving for a holiday, building a mortgage deposit, creating a fund for your children, or thinking about retiring in comfort, it is vital to make your money work as hard as it can.
-
InformationThe importance of financial wellbeing
The term financial wellbeing is becoming used more frequently. We will look at what financial wellbeing is, why it is important and offer some simple tips that will allow you to be more aware when it comes to your own finances.
-
InformationFive steps to get on the property ladder
Many of us want to own our own home. For first-time buyers, home ownership doesn’t have to be an unattainable dream – not if you stick to these five steps.
-
InformationLooking after your financial wellbeing as a student
Looking after your financial wellness is extremely important, particularly as a student. Financial wellbeing is all about feeling secure. It’s having enough to get by, but also being aware of how money can affect your physical, mental and social health.
-
InformationFive steps to building financial resilience
Financial resilience is the ability to withstand any unexpected costs without them having a long-lasting impact on your finances. Wagestream have identified five steps that you can take to develop your financial resilience.
-
InformationPayday loan schemes
People rely on payday loans to help tide them over when times are financially tight. If you’re considering a payday loan, these tips might help you to decide if it’s the best option for you.
-
InformationEight steps to boost your credit rating
People with a poor credit score may find it difficult to access financial products such as loans, mortgages or credit cards, and might find that services are more expensive. Here are eight steps you can take to boost your credit rating.
-
InformationA glossary of common legal terms in the UK
We have collated a glossary of some of the most common legal terms used in the UK.
-
InformationManaging your debt with PayPlan
We offer free, confidential and personal debt support through our trusted wellbeing partner PayPlan.